Cygnet Fintech presents ITR analysis tool that analyses the borrower’s income streams, income tax return fillings, financial transactions and much more. It helps the credit officers with 360-degree view of the financial know-how of the borrowers, enabling improved lending decision making.
Analyze data points
Fetch and analyze historical annual income of the borrowers data in real time.
Integrate any system
Connect your system with the ITR Analysis Tool using API integration.
Generate various financial ratios such as debt to equity ratio, gross profit ratio, net profit ratio, debt to EBITDA, Interest coverage ratio, overall profitability ratio and many more.
Compare data points
Compare GST data and ITR fillings data for verifications and accurate decisions